Traditionally, watches have been insured under the All Risks section of a Home Insurance policy. However, this is not always possible. In some cases the value of the watch is too high or personal circumstances permit a home insurance being purchased.
On these occasions separate watch insurance, available from a specialist company like Assetsure, is a worthwhile alternative.
The Assetsure watch insurance policy is underwritten at Lloyds of London and is available to persons normally resident in the United Kingdom and over the age of 21. Some of the key differences between the cover and standard home insurance are as follows.
ASSETSURE Standard Home insurance
Wide cover – Our policy provides all-risks cover as standard. This means events such as loss or damage are covered with fewer exclusions and warranties.
Worldwide insurance – We provide cover anywhere in the world for trips up to 60 days. No limit on the number of overseas trips.
Single items – No need to insure your entire home with us, we cover single items or collections of items.
Excess free – The majority of our policies are excess free, your claim will be settled in full.
Increased Limits – We will insure watches above the limits many home insurers are prepared to offer.
No claims bonus – Your home insurance no claims bonus remains unaffected if you have to make a claim.
Cooling off – We allow customers a full thirty days to evaluate our policy cover after purchase, most home insurances only allow 15.
If you would like to be able to offer your customers watch insurance and earn commission on both new business and renewals contact Assetsure on 0207 305 5601 or email firstname.lastname@example.org. We have a number of ways that we can help retailers & manufacturers offer this valuable insurance cover.